Collections, charge offs, late payments, repos, foreclosures, and bankruptcies, can be deleted.
Collections, charge offs, late payments, repos, foreclosures, and bankruptcies, can be deleted.
I have been performing credit repair and credit counseling since 2004, and I have personally reviewed over 15,000 credit reports.
I charge $80 per account per bureau (if I can fix the account), there are no other charges.
Questions, advice, and analysis of your credit report is free.
If done correctly, yes, it really does.
There are almost always negative accounts that I can outright fix or delete, and there are often collections that I may instruct you to settle/pay, and I can delete after they're paid.
It depends.
If you're using someone experienced and honest like myself, it's very much worth it.
If someone is giving you a credit repair estimate that seems too expensive or unrealistic, it's probably not going to be worth it.
It depends.
While there are situations where I can increase a credit score very quickly, sometimes it will just take some time. I'd first have to review your credit report, and give you a free analysis and estimate that will outline how quickly I can fix your credit.
Yes.
No matter how bad you think your credit is, we can turn it around. It's just a matter of increasing your positive accounts, and deleting as many negative accounts as possible.
If done correctly, yes, it really does.
There are almost always negative accounts that I can outright fix or delete, and there are often collections that I may instruct you to settle/pay, and I can delete after they're paid.
Almost always yes.
Being a credit repair specialist for 20 years, and having personally reviewed over 15,000 credit reports, I can quickly identify the negative issues on your credit report that can be fixed to maximize your credit score increase.
Yes. My initial analysis for your credit repair will often include instructions for you to complete that will help increase your score, and you can always ask questions after the credit repair, if you're unsure of how to maintain good credit.
Sometimes called "debt relief", I almost never recommend debt consolidation. If you have such an amount of bad debt that is impossible for you to ever repay, I can refer you to a good bankruptcy attorney.
This is different from "debt settlement". During the credit repair process there may be some charge offs or collections that I recommend you settle/pay, and often I can delete them after they're paid.